Savings

Stop stuffing your hard earned dollars under the mattress and start earning some interest. Whether you're saving towards a particular goal or looking to make your next big purchase, we can help lay the foundation to achieve your next dream. With our safe and secure savings accounts you can rest assured your money is protected.

Stop in to meet with one of our personal bankers to see which account will get you on the right path.


Regular Savings Account

The perfect account for those who want a savings account with low balance requirements and little to no monthly maintenance fees.

  • $100.00 minimum deposit required to open account
  • $3.00 monthly maintenance fee - Fee waived with $100.00 minimum daily balance.
  • $.50 per withdrawal in excess of 3 per month (includes automatic transfers) 
  • No minimum balance required to earn interest - Interest compounded quarterly. Credited to your account the last day of February, May, August, and November. At our discretion we may change the rates. The interest rate and annual percentage yield (APY) may change. Account fees may reduce earnings. Accrued interest will be paid when the account is closed.
  • Monthly you may only make up to 6 transfers (automatic or preauthorized) and/or payment by ATM Card, ACH, draft, etc. payable to third parties. Violating transaction limitations will require the account to be closed due to regulations
  • BWD ATM card available
  • Online Banking | Mobile Banking | Mobile Check Deposit | Telephone Banking | e-Statements 


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JESS Savings Account

Save for your child's future with this easy to use savings account created specifically for children under 16 years of age. 

  • $25.00 minimum deposit required to open account
  • $1.00 monthly maintenance fee - Fee waived with $25.00 minimum daily balance.
  • No minimum balance required to earn interest - Interest compounded quarterly. Credited to your account the last day of February, May, August, and November. At our discretion we may change the rates. The interest rate and annual percentage yield (APY) may change. Account fees may reduce earnings. Accrued interest will be paid when the account is closed.
  • Converts to a Regular Savings Account at age 16
  • Monthly you may only make up to 6 transfers (automatic or preauthorized) and/or payment by ATM Card, ACH, draft, etc. payable to third parties. Violating transaction limitations will require the account to be closed due to regulations.
  • Online Banking | Mobile Banking | Mobile Check Deposit | Telephone Banking | e-Statements 

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Christmas Club

Every year the new gadgets and gizmos get more and more expensive. Unfortunately, Old Saint Nick can only manage so much on such short notice. With our Christmas Club account, you can begin saving long before you send those letters to the North Pole. Not only will your pocketbook thank you, but we're pretty sure the Jolly Old Elf will too!

  • No minimum deposit required to open
  • No monthly maintenance fee
  • Interest compounded at the end of club cycle - Mid-October principal and accrued interest will be paid out by automatic deposit into another account. Accrued interest will be forfeited if the account is closed before the end of the club cycle. At our discretion we may change the rates. The interest rate and annual percentage yield (APY) may change. Account fees may reduce earnings. 
  • A coupon book is issued for deposits
  • Online Banking | Mobile Banking | Mobile Check Deposit | Telephone Banking | e-Statements


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For further information, contact one of our Personal Bankers at (608) 253-1111.


Click here for important information about procedures for opening or changing an account