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    Regular Business Account:  
     
    • Minimum of $100.00 to open the account.  
    • Service charges per statement cycle are:  
    - $6.00 maintenance fee  
    - $.15 per debit  
    -    $.15 per ACH debit  
    -    $.20 per credit 
    -    $.10 per ACH credit 
    - $.08 per transit item deposited  
    • Earnings credit per $100.00 average balance  
    •   CD with Imaged Statement $18.00 each 
     
    Small Business Checking Account:  
     
    This account is designed specifically for businesses that experience low transaction activity.  
    • Minimum of $100.00 to open the account.  
    • Service charges per statement cycle are:  
    - $5.00 maintenance fee ($1000.00 min. balance waives this fee)  
    - $.15 per debit over 40  
    -    $.15 per ACH debit over 20 
    -    $.20 per credit over 10 
    -    $.10 per ACH credit over 10 
    - $.08 per transit item deposited (fee waived on first 120 items)  
     
    Business NOW Account:  
     
    •   Unlimited check writing. 
    •   Interest will be compounded monthly, and credited on the last business day of the month, for each day your account balance was at least $750.00.  At our discretion we may change the rates. The interest rate and annual percentage yield may change. Account fees may reduce earnings. Accrued interest will be paid when the account is closed. 
    • Minimum of $1000.00 to open the account.  
    • Service charges per statement cycle are:  
    - $5.00 maintenance fee ($1000.00 min. balance waives this fee)  
    - $.15 per debit ($1000.00 min. balance waives this fee on the first 40 debits)  
    -    $.15 per ACH debit ($1000 min. balance waives this fee on the first 20 debits) 
    -    $.20 per credit ($1000.00 min. balance waives this fee on the first 20 credits)  
    -    $.10 per ACH credit ($1000 min. balance waives this fee on the first 10 credits) 
    - $.08 per transit item deposited ($1000.00 min. balance waives this fee on the first 120 items)  
     
    Business Money Market Deposit Account: (MMDA)  
     
    •   Limited check writing.  
    • Monthly you may make only 6 transfers (automatic or preauthorized) and/or payment by check, debit card, ACH, draft, etc. payable to third parties.  
    • There is no limit for "in person" transactions.  
    • Penalty for violating the transaction limitations will result in the account being changed to a regular business account.  
    • Interest will be compounded monthly and credited to your account on the last business day of the month, for each day your balance was at least $750.00.  At our discretion we may change the rates. The interest rate and annual percentage yield may change. Account fees may reduce earnings. Accrued interest will be paid when the account is closed. 
    • Minimum of $1000.00 to open the account.  
    • Service charges per statement cycle are:  
    - $10.00 maintenance fee ($1,000.00 min. balance waives this fee) 
    - $.08 per transit item deposited (fee waived on first 20 items) 
    - $5.00 per debit fee (fee waived on first 3 checks, ACH or payment to third party as well as all in-person transactions. 
    -    $.10 per ACH credit (fee waived on first 10 items)  
     
    Click here for important information about procedures for opening or changing an account. 
     
     
     


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