Business Accounts

Our business services are specially designed to help you and your business travel smoothly down the road to success. With the right financial tools and our personalized service, you can rest assure that your business accounts are safe and secure. 

Stop in to meet with one of our representatives to see which business account will best meet your needs. 


* See account description for details


Regular Business Account

Our Regular Business checking is a non-interest bearing account designed for those in need of quality options as well as services. Your business checking becomes simple and convenient. 

  • $100.00 minimum deposit required to open account
  • $6.00 monthly maintenance fee
  • $0.15 per debit fee
  • $0.15 per ACH debit fee
  • $0.20 per credit fee
  • $0.10 per ACH credit fee
  • $0.08 per transit item deposited fee
  • $18.00 per CD with imaged statement
  • Earnings credit calculated on average available balance


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Small Business Account

This is a non-interest bearing account designed specifically for businesses that experience low transaction activity.

  • $100.00 minimum deposit required to open account
  • $5.00 monthly maintenance fee - Fee waived with $1,000.00 minimum balance
  • $0.15 per debit fee over 40
  • $0.15 per ACH debit fee over 20
  • $0.20 per credit fee over 10
  • $0.10 per ACH credit fee over 10
  • $0.08 per transit item deposited over 120


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Business NOW Account

Our Business NOW account combines the benefits of a checking account with the earning power of a savings account. Unincorporated sole proprietors and certain non-profit organizations such as schools, churches, and hospitals are eligible for Business Now accounts.

  • $1,000.00 minimum deposit required to open account
  • $750.00 minimum daily balance to earn interest - Interest compounded monthly. Credited to your account on the last business day of the month. At our discretion we may change rates. The annual percentage yield (APY) may change. Account fees may reduce earnings. Accrued interest is paid when the account is closed.
  • Unlimited check writing
  • $5.00 monthly maintenance fee - Fee waived with $1,000.00 minimum balance
  • $0.15 per debit fee $1,000.00 minimum balance waives this fee for first 40 debits
  • $0.15 per ACH debit fee - $1,000.00 minimum balance waives this fee for first 20 debits
  • $0.20 per credit fee - $1,000.00 minimum balance waives this fee for first 20 credits
  • $0.10 per ACH credit fee- $1,000.00 minimum balance waives this fee for first 10 credits
  • $0.08 per transit item deposited fee - $1,000.00 minimum balance waives this fee for the first 120 items


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Business Money Market Account (MMDA) 

  • $1,000.00 minimum deposit required to open account
  • $750.00 minimum daily balance to earn interest
    Interest compounded monthly. Credited to your account on the last business day of the month. At our discretion we may change rates. The annual percentage yield (APY) may change. Account fees may reduce earnings. Accrued interest is paid when the account is closed.
  • Limited check writing - Monthly you may make only 6 transfers (automatic or preauthorized) and/or payment by check, debit card, ACH, draft, etc. payable to third parties. Violating transaction limitations will require the account to be closed due to regulations.
  • $10.00 monthly maintenance fee - Fee waived with $1,000.00 minimum balance
  • $5.00 per debit fee - fee waived on first 3 checks, ACH or payment to third-party as well as all in-person transactions
  • $0.10 per ACH credit fee over 10
  • $0.08 per transit item deposited fee over 20
  • There is no limit for "in person" transactions 


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For further information, contact one of our Personal Bankers at (608) 253-1111.


Click here for important information about procedures for opening or changing an account.