• Regular Savings Account
• JESS Savings Account
• Christmas Club

Regular Savings Account:

Interest on this account is compounded quarterly and credited the last day of each quarter (end of February, May, August, and November).

• $100.00 minimum balance required to open the account.
• If minimum daily balance falls below $100.00 any day of the month, there will be a $1.00 maintenance fee.
• $.50 per withdrawal in excess of 3 per month.(includes
  automatic transfers)
• Automatic transfers to checking accounts are limited to 6 per month. Transfer privileges will be revoked if limitation is violated.

JESS Savings Account:

Savings account for children under 16 years of age. Interest is compounded quarterly and credited the last day of each quarter (end of February, May, August, and November).

• $25.00 minimum balance required to open the account.
• $1.00 per month service charge if $25.00 minimum daily balance is not maintained.

Christmas Club:

Start saving now for next Christmas! A coupon book is issued with which to make deposits. No minimum balance required to open. Principal and accrued interest will be either paid out by check or automatically deposited into another account near the end of October. Accrued interest will be forfeited if the account is closed before the end of the club cycle.

* Interest Bearing Accounts: At our discretion, we may change the rates. Your interest rate and annual percentage yield may change. Account fees may reduce earnings. Accrued interest will be paid when the account is closed.