• Eagle Checking Accounts
• Regular Checking Account
• Student Checking Account
• Money Market Deposit Account (MMDA)

EAGLE Checking Accounts:
Minimum $100.00 to open account.
Features For Option #1 or #2
*$750 minimum daily balance to earn interest

• Truncated
• No charge for Eagle Club checks Max.200/specialty grey style
• 50% off other wallet/duplicate checks
• No annual fee BWD Checkcard/ATM Card
  Subject to qualification
• Preferred loan rates
  Subject to Credit approval
• First year free safe deposit box 3"x5" or equivalent credit toward preferred size.
• $5.00 savers bonus coupons
• Free photocopies
• Free travelers checks

Service Charge

• Option#1- Waived with a $100.00 minimum daily balance
  $7.00 per month if minimum not maintained
• Option#2 - $5.00 per month with no minimum daily balance

*Interest will be compounded monthly and credited to your account on the last business day of the month.

Regular Checking Account:

• Minimum of $100.00 to open the account.
• If minimum daily balance falls below $300.00 any day of the statement cycle, service charges are:
  • $3.00 maintenance fee
  • $.20 per debit over 10
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Student Checking Account:
This account is for fulltime area students.

• Minimum of $100.00 to open the account.
• Service charges are waived October 1st each year with proof of school registration.(If proof of registration is not provided, this account converts to a regular checking account)
• No charge for specialty grey checks with student ID (maximum 200 annually)
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Money Market Deposit Account: (MMDA)
(Limited Check Writing) The following limitations on withdrawals apply to this account:

• You are allowed 6 transfers per statement cycle, only 3 may be payment by check, draft, debit card, or similar order made by the depositor and payable to third parties. There is no limit for "in person" transactions.
• Penalty for violating the transaction limits will result in the account being changed to an Eagle I account.
• Interest will be compounded monthly and credited to your account on the last business day of the month, for each day the balance was at least $750.00.
• Minimum of $1000.00 to open the account.
• Fees:

1. Maintenance fee of $5.00 if the balance falls below $750.00 any day of the statement cycle.
2. $5.00 per check, ACH or third party payment, in excess of 3 per statement cycle, regardless of balance.

* Interest Bearing Accounts: At our discretion, we may change the rates. Your interest rate and annual percentage yield may change. Account fees may reduce earnings. Accrued interest will be paid when the account is closed.