Regular Savings Account: Interest on this account is compounded quarterly and credited the last day of each quarter. (end of February, May, August, and November)

• $100 minimum balance required to open the account.
• If minimum daily balance falls below $100.00
  any day of the month, there will be a $1.00 maintenance fee.
• $.50 per withdrawal in excess of 3 per month. (includes automatic transfers)
• Automatic transfers to checking accounts are limited to 6 per month. Transfer privileges will be revoked if limitation is violated.

Certificates of Deposit:   Earn higher than market rates on your dollar! We offer a variety of terms and features. Minimum deposits of $500, $2,500, or $5,000 are required depending on product selected. The daily balance ledger is used to calculate interest. Early withdrawal penalties will apply.

* Interest Bearing Accounts: At our discretion, we may change the rates. Your interest rate and annual percentage yield may change. Account fees may reduce earnings. Accrued interest will be paid when the account is closed.