• Regular Business Accounts
• Small Business Checking Account
• Business NOW Account
• Business Money Market Account

Regular Business Account:

• Minimum of $100.00 to open the account.
• Service charges per statement cycle are:
1. $3.00 maintenance fee
2. $.15 per debit
3. $.06 per transit item deposited
• Earnings credit of $.10 per $100.00 average balance over $2000.00.

Small Business Checking Account:
This account is designed specifically for businesses that experience low transaction activity.

• Minimum of $100.00 to open the account.
• Service charges per statement cycle are:
1. $3.00 maintenance fee (Maintaining a $1000.00 min. balance waives this fee)
2. $.15 per debit over 40
3. $.06 per transit item deposited over 150

Business NOW Account:
(Unlimited Check Writing) Interest will be compounded monthly, and credited on the last business day of the month, for each day your account balance was at least $750.00.

• Minimum of $1000.00 to open the account.
• Service charges per statement cycle are:
1. $5.00 maintenance fee (Maintaining a $1000.00 min. balance waives this fee)
2. $.15 per debit (Maintaining a $1000.00 min. balance waives this fee on the first 40 debits)
3. $.06 per transit item deposited (Maintaining a $1000.00 min. balance waives this fee on the first 150 items)

Business Money Market Account: (MMDA)
(Limited Check Writing) The following limitations on withdrawals apply:

• You are allowed 6 transfers per statement cycle, only 3 may be payment by check, draft, debit card, or similar order made by the depositor and payable to third parties. There is no limit for "in person" transactions.
• Penalty for violating the transaction limitations will result in the account being changed to a regular business account. Interest will be compounded monthly and credited to your account on the last business day of the month, for each day your balance was at least $750.00.
• Minimum of $1000.00 to open the account.
• Service charges which may apply:
1. Maintenance Fee
2. Transit Item Fee
3. A per item fee for check, ACH or third party payment in excess of 3 per statement cycle.

* Interest Bearing Accounts: At our discretion, we may change the rates. Your interest rate and annual percentage yield may change. Account fees may reduce earnings. Accrued interest will be paid when the account is closed.